You might be thinking...

I can't afford house payments. My income is too low.
Barron County Habitat for Humanity (BCHFH) builds or renovates basic practical homes and sells them to qualified families on a no-interest loan with mortgage payments spread over 15-30 years depending on their ability to pay. The monthly mortgage payments, which include taxes and insurance, are often less than the rent families are currently paying. Habitat selects families with incomes at or below 50% of the Median Gross Income for Barron County. (See chart.) Mortgage payments go into a fund to build more houses.

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