You might be thinking...

What do you mean by partnership with homeowners?
Habitat is not a giveaway program. Each homeowner family is required to work 300 hours per adult household member on their home and the homes of others in addition to making the assigned monthly no-interest mortgage payments. These "sweat equity" hours help lower the cost of the house and EMPOWERS the family by teaching home maintenance skills as well as increasing in pride of ownership. Habitat works with the family from the application through selection, building and the transfer of title.

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